A wonderful business — priced for growth it hasn't delivered.

A great company, but no margin of safety at this price. Worth watching, not worth buying here.

Current price
$326.59
Market cap ≈ $4.9T
Intrinsic value
$128
range $96 – $177
Margin of safety
-61%
above fair value
Price today
$327
Fair value
$128
93 FY21 111 FY22 100 FY23 109 FY24 99 FY25

What the math is really telling you. Watch whether cash flow is compounding — that, more than any single year, is what a value read hangs on.

  • Overvalued
    Fair value ~$128 vs $327 — trading 61% above what the math supports.
  • Price assumes a big acceleration
    You'd need ~18%/yr free-cash-flow growth to justify today's price; it has done -3.9%/yr lately.
  • Revenue still growing
    Up 6.4% last year — demand isn't the problem.
  • Cash flow flat-to-down
    Free cash flow ~-3.9%/yr — big, but not compounding. The crux for a value buyer.
  • Fortress balance sheet
    Net cash positive (+$34B) — little solvency risk.

How this was built. Real figures from Apple Inc.'s public annual filings and market data. Two-stage DCF: 9% discount rate, 5% free-cash-flow growth for 10 years, 2.5% terminal — the numbers are computed, never AI-guessed. Prices as of the last data refresh.